Terms of service

📄 TERMS OF SERVICE

Compound Interest Athletics
Last Updated: [Insert Date]

1. ACCEPTANCE OF TERMS

By accessing or using compoundinterest.store, you agree to be bound by these Terms of Service.
If you do not agree, please do not use this website.

2. ELIGIBILITY

By using this site, you confirm that you are:

  • At least 18 years old (or have guardian consent)

  • Legally capable of entering contracts

  • Providing accurate and honest information

We may refuse service to anyone for fraudulent or harmful behavior.

3. PRODUCTS & AVAILABILITY

We strive to display products as accurately as possible.
Please note:

  • Colors may appear differently on screens

  • Product quantities may be limited

  • Prices, descriptions, and availability may change without notice

  • We may discontinue or modify products at any time

4. PRICING & PAYMENTS

All prices are listed in [USD or CAD—choose one] unless otherwise stated.
By purchasing, you agree to:

  • Provide accurate billing and payment information

  • Pay all charges, including taxes and shipping

  • Not engage in fraudulent payment activity

Suspicious orders may be cancelled at our discretion.

5. SHIPPING

By placing an order, you acknowledge:

  • Shipping times are estimates, not guarantees

  • Carriers may experience delays outside our control

  • Responsibility for the package transfers to the carrier once shipped

See our Shipping Policy for full details.

6. RETURNS, REFUNDS & EXCHANGES

Our full Refund Policy applies to all purchases.

Summary:

  • All sales are final

  • Exceptions only for damaged, defective, or incorrect items

  • Unauthorized returns will not be accepted

  • Fraudulent chargebacks may result in refusal of future service

Please review our Refund Policy page for full details.

7. ACCOUNT INFORMATION

If you create an account, you are responsible for:

  • Keeping your password secure

  • Ensuring your info is accurate

  • All activity that occurs under your account

We may terminate accounts for misuse.

8. PROHIBITED ACTIONS

You may not:

  • Use the site for unlawful or fraudulent purposes

  • Attempt to bypass or interfere with security

  • Submit false claims or chargebacks

  • Harass staff, customers, or brand representatives

  • Provide misleading or inaccurate information

Violations may result in legal action or permanent ban.

9. INTELLECTUAL PROPERTY

All content on this site (logos, branding, photos, text, designs) belongs to Compound Interest Athletics.
You may not copy, reproduce, modify, or distribute any materials without written permission.

10. THIRD-PARTY SERVICES

We use third-party apps and payment processors.
You agree that we are not responsible for:

  • Third-party errors

  • Security incidents outside our control

  • Delays caused by third-party services

11. LIMITATION OF LIABILITY

To the fullest extent permitted by law, we are not liable for:

  • Misuse of products

  • Shipping delays

  • Losses caused by incorrect customer information

  • Any indirect or consequential damages

Use of this site and products is at your own risk.

12. INDEMNIFICATION

You agree to defend and indemnify Compound Interest Athletics from any claims or damages resulting from:

  • Your misuse of the website

  • Your violation of these Terms

  • Your infringement on any third-party rights

13. GOVERNING LAW

These Terms are governed by the laws of Ontario, Canada.
Any dispute will be handled in Ontario courts.

14. CHANGES TO TERMS

We may update these Terms at any time.
Your continued use of the site represents acceptance of those changes.

15. CONTACT INFORMATION

For questions about these Terms:
📧 compoundinterestathletics@gmail.com